Exchange in 3 steps
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Set the USDC amount and paste your Monero payout address on Monero mainnet.
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Create the order to lock the quote and see the deposit address.
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Send USDC to that deposit. After confirmations, XMR is paid to your wallet.
Before you broadcast
- ERC-20 USDC follows Ethereum confirmation times.
- Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
- Leave ETH in your wallet for gas when sending USDC.
- XMR not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
USD Coin — regulated dollar stablecoin
USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.
USDC on Ethereum mainnet
Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.
Gas fees apply to token transfers — ensure sufficient ETH balance.
Monero — private by default
Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.
XMR not visible yet?
Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.
If the order lists a payout tx but your synced wallet shows nothing, contact support.
Receiving XMR privately
Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.
- Use a fresh subaddress for each swap rather than reusing old receive addresses.
- Compare your wallet block height with a public explorer before assuming a payout failed.
- Allow extra time after the order shows sent — privacy features can delay wallet display.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Is identity verification required to trade USDC for XMR?
No. GetSwap is a NO-KYC & Privacy-First Crypto Exchange — no profile, no ID upload, and no funded account for USD Coin → Monero.
How long is a USDC → XMR order?
Typical completion is a few minutes. ERC-20 on Ethereum and Monero mainnet confirmation times set the pace.
Do you custody USDC or XMR?
No. You send USDC yourself and XMR is paid to the address you enter — GetSwap does not keep a wallet balance for you.
What if I pick the wrong USDC network?
Match the network printed on the order (ERC-20 on Ethereum). A mismatch can strand the deposit — check the swap safety notes first.