Exchange in 3 steps
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Set the USDC amount and paste your Stellar payout address on Stellar mainnet.
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Create the order to lock the quote and see the deposit address.
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Send USDC to that deposit. After confirmations, XLM is paid to your wallet.
Before you broadcast
- ERC-20 USDC follows Ethereum confirmation times.
- Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
- Leave ETH in your wallet for gas when sending USDC.
- XLM not visible yet? Wait a few minutes, resync your wallet, then contact support with your order ID if the payout tx is already listed.
USD Coin — regulated dollar stablecoin
USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.
USDC on Ethereum mainnet
Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.
Gas fees apply to token transfers — ensure sufficient ETH balance.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
XLM not visible yet?
Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.
When will XLM arrive?
Stellar settlements are usually very quick once your deposit confirms.
- Check Stellar Expert or a similar explorer with the payout tx hash.
- Confirm whether your wallet needs a destination memo for incoming funds.
- Keep a small XLM reserve if your wallet requires a minimum balance.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Is identity verification required to trade USDC for XLM?
No. GetSwap is a NO-KYC & Privacy-First Crypto Exchange — no profile, no ID upload, and no funded account for USD Coin → Stellar.
How long is a USDC → XLM order?
Typical completion is a few minutes. ERC-20 on Ethereum and Stellar mainnet confirmation times set the pace.
Do you custody USDC or XLM?
No. You send USDC yourself and XLM is paid to the address you enter — GetSwap does not keep a wallet balance for you.
What if I pick the wrong USDC network?
Match the network printed on the order (ERC-20 on Ethereum). A mismatch can strand the deposit — check the swap safety notes first.